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Thanks I will read the book. . I think people are better off investing in generic custodial accounts over 529s. Once my kids are 18 (15yrs from now) who knows what the world will look like. I want them to be able to pursue anything, and I'm totally ok with them missing the college experience.

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That seems increasingly prudent. What do you think of how the 529s are becoming more and more flexible in how they can be used?

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